Medical insurance is provided by the government of the U.S. and is termed as medicare facilities. If you are 65 and older, or a person with disabilities, or have an end-stage renal disease you are eligible for medicare facilities. Medicare is divided into two parts- Part A, which is hospital insurance, and Part B which is medicare insurance. However, most US citizens are moving towards Medicare advantage plans.
Medicare Advantage plans not only provide you with the basic part A and part B of the medicare but would also give you some added benefits. These advantages prove to be really beneficial when combined with the original medicare and are available at a very affordable and minimal cost.
Humana Medicare Advantage Plans are the first choice of almost 60 percent of the citizens. Not only because it is affordable but also because of the quality of services provided by the company since 1961. As of 2019, Humana medicare services are available in all of the 50 states of the U.S.
Humana provides four types of advantage plans, namely HMO, PPO, SNP, and PFFS plans. The most popular among them is the Preferred Provider Organisation (PPO) plan. The PPO plans provide freedom to see any doctor or specialist that you would like, without taking a referral first.
The plan is mostly preferable for citizens who do not want any network restrictions. By plans network, we mean the range that a plan covers, under which you can choose a local health care provider. However, with Humana PPO plans there are no network restrictions and you can choose any healthcare provider of your choice. Along with the freedom of choice, Humana PPO plans also provide free preventive screenings once a year and helps you save money on all these types of tests.
You are also entitled to additional benefits, exclusively provided for Humana members. The Humana first nurse advice line is a toll-free 24*7 helpline where you can talk to a qualified nurse about any of your health problems and get advice in the comfort of your home. With the Humana Pharmacy delivery, you can get your monthly prescription drugs directly into your mailbox saving your efforts and transportation costs.
There are several fitness programs provided with the Humana Medicare Advantage plans. With more than 14,000 fitness centres nationwide, you are entitled to work out at any one of them. So, whether you are at your own house, or visiting a friend in a different county there would always be a Humana fitness centre near you. With the Go365 plan, you can even earn points based on your participation in physical activities. These points can be redeemed for rewards like fitness devices, movie tickets, or gift cards.
The Humana PPO plans not only provide you with extended flexibility of using any hospital care or selecting a doctor of your choice in your county, but also the freedom to select any health care provider in the whole United States. So, if you are out on a holiday and need to see a doctor you can see any health care professional, provided he agrees to the Humana terms of service. The Humana PPO plans are generally helpful for people who like to have control over their choices and love to travel.